Mobile Deposit

iPhone 4 and newer models
- Version 4.1+ operating system
Android models
- Version 2.1.1+ of the operating system
- Cameras with 2.0+ Megapixel resolution and autofocus
- Either touch screen or keyboard phones

Log in to your MBT Mobile Banking app
Endorse the back of the check as "For mobile deposit only" and your signature
Select Deposits from the Menu
Select New Deposit
Select the account to receive the deposit
Enter the amount of the check
Take a photo of the front and back of the check
You will receive a confirmation on your phone that your deposit is pending
Write on the front of the check "Mobile Deposit on DATE" (where date is the full date you deposited the check by Mobile Deposit)
Securely store your check for 5 days after deposit, and destroy after 14 days

Take photo against a background with a strong contrast between the check and the surrounding area
Position the camera above the check so there is no angle
Move any objects that show up in the picture away from the check
Make sure the check is visible, contains all four corners, is well lit and in focus
The check must contain a readable; check number, payee name and endorsement
The check must contain a readable MICR line at the bottom of the check
The check must contain a readable character (numeric) amount of the check and legal amount of the check
The check must be drawn on an institution located within the United States

Mobile Deposit users are required to retain the original check for 5 days but no longer than 14 days after the deposit has been transmitted to the bank.
- This provides sufficient time for research in case there is an issue with the image quality or if the original item is required for any other reason
The paper check should be stored in a secure place with "Mobile Deposit, DATE (where DATE is the full date you deposited the check by Mobile Deposit)
Mobile Deposit users are required to securely and irretrievably destroy the original paper check after 14 days.
- A cross-cut or diamond shredder will assist in complete destruction of check information.
- Do not leave deposited checks lying around, do not put deposited checks in trash or recycle containers, unless they have been shredded first.

For deposits received and accepted before 2:00 pm Central Time on a business day that we are open, we will consider that day to be the day of your deposit. Funds from your deposit generally will be available to you on the first business day after the day we receive your deposit. Please see the Funds Availability Policy for additional details.

Our app gives you fast and easy access to your account information. Check balances and make deposits, payments, and transfers in seconds with our mobile app.